Expedient Mortgage a division of American Pacific Mortgage NMLS# 1850

3000 Lava Ridge Court #200
Roseville, CA 95661

(210) 738-2244


It Starts With You

Expedient Mortgage was founded by Richard Murray in 2000.  We offer a wide range of mortgage options to meet your financial needs and circumstances.  Whether you’re a first-time property buyer or interested in refinancing your mortgage, we are here to guide you through the entire process.  Contact us today and find out what we can do for you.

Richard Murray

Originating Branch Manager

NMLS# 220294

210.632.7424 Cell/Text

Mother and Daughter Hugging

About us

We likes to think of you as more than just a loan number, we value our relationships with our clients. We are constantly looking out for you throughout the process and for the best option for you and your family. 

Our Referral partners are there for you as an extension of our family, we value each and every relationship that we have with the people that we work with. If you are interested in starting your journey to home ownership let us help you get into the home of your dreams.

Everyone was wonderful!  They explained and helped us every step of the way. Almost everyday someone called me to let me know how the loan was going. It was a very smooth and easy process. I highly recommend this team.


 Expedient was amazing for my first home. Everyone was so friendly, helpful, and above all PATIENT.  They communicated with me, updated me, reached out to me, and even shared the occasional laugh. Hands down the best choice for a lender. 


Richard took the time to explain all the details and answer our questions and his staff worked hard and closed our loan in two weeks. I felt like they cared if we got our home... We weren't just a loan number. Thanks so much for making our dream come true!