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Family in the Kitchen

Loan

Programs

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FHA

A Federal Housing Administration (FHA) Loan is the easiest home loan to qualify for, with a low down payment and flexible loan options this may be your best loan option. Here is some information on FHA home loans:

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  • Typical first-time homebuyer loan

  • Lower down payment 

  • Lower minimum cash to close

  • Seller can contribute up to 6% towards your closing costs

  • Debt to income thresholds are higher

CONVENTIONAL

A Federal Housing Administration (FHA) Loan is the easiest home loan to qualify for, with a low down payment and flexible loan options this may be your best loan option. Here is some information on FHA home loans:

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  • Can be used for residential or investment

  • *3-5% down payment options available

  • PMI- (private mortgage insurance) required on loans with less than *20% down

  • Must have a minimum credit score of 640

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VA

VA Home loans are designed for the men and women who have served this country, if have served or are currently serving out country this is a great home loan option. Let us pull your certificate of eligibility and determine how much house you qualify for.
 

  • No down payment

  • All closing costs can be paid by the seller

  • Flexible credit requirements

  • No private mortgage insurance (PMI)

  • Veterans can use their bonus entitlement to purchase additional homes

OTHER LOAN PRODUCTS

  • USDA

  • Renovation/ Rehab Loans

  • Jumbo Loans

  • Construction Loans 

  • Refinances

  • Down Payment Assistance Loans

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Get the Mortgage You Deserve.

We are here to help you in fulfilling your homeownership dreams!

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