top of page
![](https://static.wixstatic.com/media/d8318a_c187e3735bbd4bc5935475acb5f40bddf000.jpg/v1/fill/w_288,h_162,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/d8318a_c187e3735bbd4bc5935475acb5f40bddf000.jpg)
![Richard Murray_BK.jpg](https://static.wixstatic.com/media/ec1fcb_eee39ef12cd844f493caf03b72353afa~mv2.jpg/v1/fill/w_141,h_164,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/Richard%20Murray_BK.jpg)
Richard Murray
Producing Branch Manager, NMLS# 220294
210.738.2244 Office
Quick Closings and Great Rates!
FHA, VA, Conventional and Down Payment Assistance Programs
![Ben headshot.jpg](https://static.wixstatic.com/media/ec1fcb_12775cdd1d8b4380a88c11c759da5842~mv2.jpg/v1/crop/x_285,y_96,w_1475,h_1853/fill/w_216,h_272,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/Ben%20headshot.jpg)
![Logo.png](https://static.wixstatic.com/media/ec1fcb_5bbdaf32eeee46dabeedfe735f8cde70~mv2.png/v1/crop/x_0,y_22,w_993,h_497/fill/w_142,h_71,al_c,q_85,usm_0.66_1.00_0.01,enc_auto/Logo.png)
Ruben Ayala
Real Estate Agent
(210) 316-3755
![Ruben Ayala_edited.jpg](https://static.wixstatic.com/media/ec1fcb_5ff43ab0d68f4f26982ab81b4337fabb~mv2.jpg/v1/crop/x_17,y_0,w_185,h_224/fill/w_226,h_272,al_c,lg_1,q_80,enc_auto/Ruben%20Ayala_edited.jpg)
![Person Using Laptop](https://static.wixstatic.com/media/11062b_ddfbe51a7b94477cba84562e39574d74~mv2.jpeg/v1/fill/w_123,h_82,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/11062b_ddfbe51a7b94477cba84562e39574d74~mv2.jpeg)
Home Loan Application Steps
Step One - Submit form to get started!
Step Two - Enter details in application
(enter N/A on any spots you're stuck on)
Step Three - Upload documentation
(Don't have it, don't worry we can get them later!)
Step Four - Submit your application for review!
Get Started Now!
FHA, VA, Conventional, USDA, Jumbo and Down Payment Assistance available!
![](https://static.wixstatic.com/media/ec1fcb_772d6ecf437b4d1ea05629622f56711c~mv2.jpg/v1/fill/w_123,h_84,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_auto/ec1fcb_772d6ecf437b4d1ea05629622f56711c~mv2.jpg)
Get started Now
![expedient logo_edited.jpg](https://static.wixstatic.com/media/ec1fcb_b35c649d162546469ffe4f498316b14d~mv2.jpg/v1/fill/w_262,h_92,al_c,q_80,usm_0.66_1.00_0.01,enc_auto/expedient%20logo_edited.jpg)
bottom of page